Frequently asked questions

Samarthya is an initiative operated by CreditBucket Technologies Private Limited. We help students find scholarships and apply for them. We are not a government body, a scholarship provider or an awarding institution.

No. Scholarships are awarded by the respective providers, such as government departments, institutions, foundations and companies. Samarthya helps you discover them, understand the requirements and prepare your application.

No. Samarthya cannot guarantee eligibility, shortlisting, selection, approval, award amount or disbursement. Each provider makes its own decision under its own rules. Paying for our service does not influence that decision.

The fee is for Samarthya's assistance: discovery, information support, document guidance, application preparation and facilitation where available, for the scholarships you select. It is paid to CreditBucket Technologies Private Limited. It is not a scholarship application fee, and it is not paid to the scholarship provider. The fee depends on the course category, and the total including GST is shown before you pay.

No. Only the opportunities listed on this website can be selected for assistance. Some schemes may not allow third-party facilitation, and a scheme can close or change at any time. Each scholarship page tells you its current status and when we last checked it.

You upload documents to your account. They are used only to check and prepare the applications you selected, and are shared only with the provider of that scholarship, only what that provider needs. We ask for sensitive documents such as bank details only when a scholarship's payment process requires them. Read the Privacy Notice for details.

Log in and open your dashboard. Each selected scholarship has its own status with a short explanation, and every change is also emailed to you.

We update the scholarship page as soon as we learn of a change. If a scheme you selected closes or is cancelled before your application is submitted, we will tell you and review your case under the Refund & Cancellation Policy.

Browsing and creating an account are free. You pay only after you have reviewed your selection and the total. After payment, submit your form within 5 days. The service is then active for 3 calendar months from the activation date.

The service covers only the scholarships you selected before payment. To add another one, you create a new service request and make a new payment.

Choose "Forgot password" on the login page. We email a 6-digit code to your registered address so you can set a new password.

Use the Grievance and support page. You receive a ticket number and an acknowledgement by email, and you can track the ticket on the website. The Grievance Officer's details are on that page and in the footer.